Check Your Credit Score

Your credit score is influenced by a number of factors – Payment History, Credit Usage, Age of Accounts, Type of Accounts, Credit Inquires, the chart below shows what makes up your Plus Score:

Understanding your credit score results in wise financial decisions.

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Credit Score For USA

In the United States of America a credit score is a number that represents the likelihood that this particular person will pay his/her debts. All lenders use this number (score) to evaluate the potential risk posed by lending money to their custumers.

Credit Scoring Models

There are 3 main credit score models:

- FICO score – the best known and most widely used
- NextGen score – Launched in 2004 by FICO company
- VantageScore – Launched in 2006
More information about these credit scores you will find here