Improving your credit score is like losing weight, it takes time. During that time you should be serious and do your “exercises” regularly. Here are 5 tips on how to increase your credit score
Before start something very important: See where you are by checking your credit score:
1. Start paying your bills on time; if you have problems with time arrangement start to write down what you should do everyday, when you finish particular task put a tick at your list. Even if you have missed to pay your bills on time, as soon as you start paying them on time your score will start increasing again.
2. Credit Cards: Try to keep your balance as low as you can and don’t open new credit cards that you don’t need, just to increase your available credit. Some people use credit cards to increase their score by using it properly and always pay their bills on time.
3. If you are a new credit user don’t open too many bank accounts, banks may found that risky also they look your average account age. There are people who operate with millions of dollars using only one bank account.
4. If you want to fix anything the first thing you should do is to understand how it works. When you understand how your credit is calculated you will manage to fix it easier. Usually the credit score is based on several factors like: outstanding debt, the length of your credit history, payment history and inquiries, recently I published article about credit score so If you want to find out more read on the rest of the blog.
5. You can use the service of online companies that will help you to fix your credit score faster.
Before start something very important: See where you are by checking your credit score:
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1. Start paying your bills on time; if you have problems with time arrangement start to write down what you should do everyday, when you finish particular task put a tick at your list. Even if you have missed to pay your bills on time, as soon as you start paying them on time your score will start increasing again.
2. Credit Cards: Try to keep your balance as low as you can and don’t open new credit cards that you don’t need, just to increase your available credit. Some people use credit cards to increase their score by using it properly and always pay their bills on time.
3. If you are a new credit user don’t open too many bank accounts, banks may found that risky also they look your average account age. There are people who operate with millions of dollars using only one bank account.
4. If you want to fix anything the first thing you should do is to understand how it works. When you understand how your credit is calculated you will manage to fix it easier. Usually the credit score is based on several factors like: outstanding debt, the length of your credit history, payment history and inquiries, recently I published article about credit score so If you want to find out more read on the rest of the blog.
5. You can use the service of online companies that will help you to fix your credit score faster.
